Our Refinance Mortgage Calculator helps you estimate new monthly payments, interest savings, and how long it will take to break even after refinancing. Whether you want to lower your interest rate, reduce your loan term, or change your monthly payment, this free tool provides quick and accurate results.
Expat refinancing can feel confusing—different rules, extra documents, and currency quirks. This tool compares your current payment to a new one and shows how long it takes to recover closing costs. If you plan to keep the property beyond the break‑even month, a refinance may be worth it.
Need basics fast? Read our Quick Guide, or see common questions in the FAQ. New to terms? Check the Glossary. Browse our Articles for more tips.
How do I calculate my refinance savings? Enter your current loan details, new loan terms, and closing costs to instantly see payments, savings, and break‑even.
Does this include closing costs? Yes—add estimated fees to get a realistic break‑even month.
Is refinancing worth it? If long‑term savings exceed closing costs and you’ll own the home past break‑even, it can make sense.